Best Online and Digital Banking Accounts in 2022
- Fast & Secure Account Opening (Completely Online)
- Low Fees Banking
- Faster Direct Deposits
- High Rewards
- Updated November 2022
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Most Popular
The best all-around online banking account. No hidden fees, instant gas hold removals & much more. Great for everyday banking. 24/7 live chat support. Outstanding!
- Get Paid Up to 2 Days Early
- Mobile Check Deposit
- Up to 15x The Points With Certain Merchants
- Withdraw Cash Without Fees
- Savings Pods
- Block Transactions Instantly From The App
- Over 3,000,000 people have picked Current
High Cash Back Rewards
A modern digital banking platform for the 21st-century economy. Metal cards, retail & travel benefits, and much more. Great for the new type of banking. 24/7 live chat support. Say no to normal!
- Metal Cards
- 40k Fee Free ATMs
- ACH and P2P Transfers
- Online Bill Payments
- Virtual Cards
- Cell Phone Protection
No-Fee Checking Account with Cashback
Upgrade to Rewards Checking. Cash Back on common everyday expenses: convenience and drug stores, gas stations, monthly subscriptions, restaurants, utilities, and phone.
- Unlimited Cash Back on Debit Charges
- Savings Accounts
- Welcome Bonus
- Pay Now, Pay Later
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Frequently Asked Questions
What is a Digital Bank & How Does it Work?
Digital banking is a service offered through mobile apps or browsers by fintech companies with no physical branches. These financial companies are also called neobanks, challenger banks, virtual banks, and mobile banks.
What Are The Benefits of Digital Banking Account?
Digital banks have low to no fees, more and better features available in mobile apps, and are generally easier to use.
Online Vs. Digital Banks
Digital banking is a much broader term than online banking because it offers more features and benefits than online banking, which is just an extension of services that are offered in physical branches.
Our Digital Banking Experts
Tommy Gallagher
Founder
Adrian Volenik
CEO
Shayan Shamim
Analyst
